Auto-Pay Invoices

Overview: 

Auto-Pay Invoices is a feature that allows invoices to be paid automatically using a saved payment method on a scheduled due date. This helps ensure timely payments, reduces manual effort, and minimizes the risk of missed or late payments. It also improves cash flow consistency while providing a convenient experience for both businesses and customers.

---

What Is Auto-Pay in Deposyt?

Auto-Pay in Deposyt allows you to automatically charge a customer’s saved payment method on a scheduled date, removing the need for manual payments.

This transforms your billing from:

“Waiting to get paid.”

into:

“Getting paid automatically.”

---

Why Auto-Pay Is Important

Without Auto-Pay:

• Customers forget to pay
• Invoices go overdue
• You spend time chasing payments

With Auto-Pay:

• Payments happen on time
• Revenue becomes predictable
• Manual work is eliminated

---

How Auto-Pay Works

1. Customer receives invoice
2. Customer saves payment method (card or ACH)
3. Customer approves authorization
4. Deposyt automatically charges on the due date

---

What Happens on the Charge Date

• Payment is processed automatically
• If successful → invoice marked Paid
• If failed → dunning and retry logic begins
• Customer receives confirmation or failure notification

---

How to Enable Auto-Pay on an Invoice

1. Go to Payments → Invoices
2. Click Create Invoice
3. Add customer and products
4. Enable Auto-Pay
5. Require saved payment method
6. Set due date or payment schedule
7. Send invoice

---

How Customers Experience Auto-Pay

Customers will:

• Save their payment method once
• Approve future charges
• Be charged automatically on scheduled dates
• Receive notifications before and after charges

This creates a frictionless payment experience.

---

Deposyt Advantage

Deposyt provides advanced Auto-Pay features not found in basic systems:

1. Optional 2FA Authorization

• Send a verification code before charging
• Adds security and chargeback protection

2. Stored Authorization Proof

• Logs customer approval
• Helps defend against disputes

3. Built-In Dunning

• Automatically retries failed payments
• Sends reminders and notifications

4. CRM Integration

• Payment success triggers workflows
• Payment failures trigger follow-ups

---

High-Impact Strategies to Maximize Auto-Pay

1. Use Auto-Pay on All Recurring or Split Payments

This ensures:

• No missed payments
• No manual follow-ups
• Predictable revenue

2. Send Pre-Charge Notifications

Example:

“Your payment will be processed tomorrow.”

This reduces failed payments and disputes.

3. Encourage ACH Payments

Benefits:

• Lower fees
• Higher success rates
• Fewer declines

4. Use 2FA for High-Ticket Transactions

Adds:

• Security
• Customer trust
• Dispute protection

---

Pro Strategy: Build Predictable Revenue

Combine:

• Split invoices
• Subscriptions
• Auto-Pay

This creates:

Consistent, automated cash flow without manual effort.

---

Advanced Strategy

Use automations with Auto-Pay:

• Payment successful → trigger onboarding
• Payment failed → send SMS + retry
• Payment completed → upsell next offer

This turns Auto-Pay into a revenue automation system.

---

How Auto-Pay Reduces Chargebacks

Auto-Pay reduces disputes by:

• Capturing customer authorization
• Sending pre-charge notifications
• Logging transaction details
• Offering 2FA verification

This gives you stronger protection compared to manual billing.

---

Common Mistakes to Avoid

• Not requiring saved payment methods
• Not sending reminders before charging
• Not enabling retry logic
• Not using ACH as an option
• Not documenting authorization

---

Summary

Auto-Pay in Deposyt allows you to:

• Get paid automatically
• Reduce missed payments
• Improve cash flow
• Eliminate manual follow-ups

When used correctly, it becomes one of the most powerful tools for scaling your business.

---

Next Steps

To fully optimize your payment system, continue with:

• Subscriptions Overview
• Dunning and Retry Logic
• Failed Subscription Payments
• Taking Deposits on Invoices

These features work together to create a fully automated revenue system inside Deposyt.